E-PersonalFinance

    • All Quizzes
    College Savings   Financial Aid/Student Loan
    Real Estate Investing   Home Buying
    Mortgage Basics   Credit Cards
    Savings/Credit   Taxes
    Estate Planning   401(k)
    IRAs   Loans
    Social Securities   Accounting
    Credit   Financial
    Retirement   Insurance
    Venture Capital   IPO
    Business   Bonds
    T-Bills   

    College Savings
    The form that student borrowers fill out in order to receive federal student aid is called:
    When your children are young, what should your investment portfolio be most heavily weighted towards?
    		   

    Financial Aid/Student Loan
    The Dow Jones Industrial Average is:
    Which of the following companies is not included in the Dow Jones Industrial Average?
    Preferred Stock has the following rights:
    What is the name of the investing strategy that emphasizes investing in different types of assets to reduce the risk potential?
    What is the feature called that is contained in some bonds providing that the bonds may not be redeemed or called for some period of time?
    "EPS" refer to:
    The SEC form that provides annual information on a publicly held company is:
    What is a growth stock?
    A "hold recommendation" is:
    What year was the New York Stock Exchange created?
    A "stock buyback" refers to:
    "In the money options" refer to:
    "ROI" refers to:
    A stock split:
    Transfer agents maintain records of securities issued and sock certificates issued. True or false?
    The owners of an LLC are referred to as:
    What investment strategy can reduce an investor's risk on an investment?
    The NYSE Composite Index tracks:
    A "listed option" is:
    "AMEX" stands for:
    A "penny stock":
    DRIPs are:
    The underwriters' right to buy up to an additional 15% of shares in a public offering to meet overallotments of subscriptions for the offering is called:
    The main index for the Tokyo stock exchange is:
    A trading order for less than 100 shares of stock is referred to as:
    A "Cusip Number" is:
    The SEC defines a sophisticated investor who meets certain qualifications in connection with private placements as an:
    An annuity provides:

    Real Estate Investing
    MLS stands for:
    A real estate loan origination fee is also referred to as:
    Which of the following provision is not contained in a typical lease?
    If a property is worth $250,000, and there is a $100,000 mortgage on the property, the home equity of the property is:
    Which of the following is not true about title searches for real property?
    Owner financing refers to a real estate purchase transaction in which the seller provides all or part of the financing. True or False?
    A document which conveys only the present interest a person may have in a particular property (if any), without making any representations is called:
    A real estate sale where the sale price is paid in two or more installments over two or more tax years is called:
    The process of revising or updating the estimated value of real estate for tax purposes is called:
    A limited legal right to use another's personal property for a specific purpose is called:
    TIC stands for:
    A form of real estate ownership in which the owner has title to a specific unit or apartment in a project and joint ownership in the common areas of the project is a:
    The charges for settling a real estate transaction are also called:
    The person that signs a listing agreement with a real estate broker to sell property is referred to as:
    The federal consumer protection law that requires disclosure of estimated settlement costs in the sale of residential property involving a federally insured lender is:
    A Closing Statement for a real estate transaction shows:
    A landlord is also referred to as a:
    		   

    Home Buying
    In most states, a private home inspection performed by a licensed home inspector is required before you can close the sale of a home.
    If a seller is selling a home "as is," the buyer must accept the home with all defects without the right to have a contractor inspection.
    What can homeowners deduct for federal income tax purposes?
    Which of the following contingencies is a home seller least likely to accept in connection with a purchase offer for his home?
    When buying a property listed in the Multiple Listing Service, who is typically responsible for paying the commission to the selling real estate broker?
    A listing agent represents the interest of:
    Which of the following factors is most important in determining the current market value of a home?

    Mortgage Basics
    What is the disadvantage of adjustable rate mortgages?
    A mortgage on which payments are made every half month is called:
    Which mortgage would not be taken out by a young homebuyer?
    A home equity line of credit is:
    A "teaser rate" is:
    What is the lowest risk mortgage to consider?
    A "prepayment penalty" is always included in mortgage loan documents:
    "PMI" stands for:
    The governmental sponsored entity that buys mortgages from lenders is:
    Why would a borrower make an extra payment on his mortgage loan?
    A prospective borrower who is denied a mortgage loan has a legal right to find out why.
    In most instances, when can a borrower get the obligation to pay private mortgage insurance be removed?
    Which mortgage is easier for a borrower to qualify for:
    With a bi-weekly mortgage, you typically pay off the mortgage faster than with a conventional mortgage.
    A clause in a mortgage loan which requires the mortgage to be paid off on sale of the property is called a:
    What type of mortgage can have a large final payment due?
    A mortgage broker can assist homeowners in obtaining mortgage loans:
    What is a "Piggy-Back" loan?
    		   

    Credit Cards
    What is the most amount that you are liable for if your credit card is stolen and you promptly report it to the credit card company?
    When a customer disputes a credit card sale by a merchant, the following occurs:

    Savings/Credit
    Which of the following is correct with respect to bank savings accounts:
    What does "FDIC" mean?
    Jumbo CDs come in minimum denominations of:
    What amount of protection is provided by federal deposit insurance?
    		   

    Taxes
    Capital gain is defined to mean:
    The "over 55 home sale exemption":
    Gambling related income:
    The IRS is part of:
    If you are unmarried, legally separated or divorced, under what tax status should a person file?
    If you are unable to pay your taxes on the due date, what choices do you have?
    What federal agency oversees and investigates potential criminal violations of the Internal Revenue Code?
    If you are out of the country and your tax return is due, how much time does the IRS allow a person that did not request an extension?
    ACRS stands for:
    What is the maximum federal tax rate for long term capital gains?
    A corporation that can have flow through taxation to its shareholders is called a(n):

    Estate Planning
    The individual or trust institution designated in a will to administer the estate of a deceased individual is called:
    The document where you can appoint another person to make health care decision on your behalf is called:
    Probate determines the validity of a will.
    Who should not be a witness to a will?
    		   

    401(k)
    A "401(k) Plan" refers to:

    IRAs
    What distinguishes a traditional IRA account from a Roth IRA account?
    Generally what is the earliest age that an individual can withdraw funds from a traditional IRA without penalty?
    		   

    Loans
    A clause in a loan agreement that allows a lender to declare the loan due immediately if the borrower defaults on other debt is referred to as:

    Social Securities
    What is Social Security based on?
    		   

    Accounting
    The primary purpose of a balance sheet is:
    Which of the following accounting firms are not in the "Big 4" of accounting firms?
    GAAP stands for:
    The accounting method in which expenses and income are accounted for as they are earned or incurred is referred to as:

    Credit
    A credit report is:
    A "FICO score" is:
    Which of the following is not one of the main credit reporting agencies in the U.S.?
    A subprime loan:
    NSF refers to:
    The federal agency that protects consumers' rights when applying for credit is:
    There are four main credit report agencies.
    A person can get a free credit report on himself.
    A "Chapter 11" typically refers to:
    		   

    Financial
    "EBITDA" refers to:
    The terms "GAAP" refers to:
    Who is the wealthiest person in the world?
    A promissory note is always payable in installments.
    A statement that sets forth the capitalization of the company is called:
    SEC stands for:
    The service that allows a checking account owner to use a savings account or line of credit for protection in case the owner exceeds his checking amount balance is called:

    Retirement
    What are the factors that influence the amount payable under a pension plan?
    The federal law that governs the creation and operation of pension plans is called:
    Which is correct with respect to wills?
    A retirement plan in which a fixed amount is paid to the employee after a certain number of years of service is called:
    Retirement income received by an employee from a company is:
    Retirement income paid by a company to an employee is referred to as:
    		   

    Insurance
    When was the first known insurance policy sold?
    Insurance purchased by a company to insure the life of a key executive is called:
    A health savings account is:
    An insurance policy that provides specific protection damages that may not be covered within standard liability insurance policies is called:
    Disability income insurance replaces part of your income if you become ill or disabled and can't continue to work.
    What is long-term care insurance?

    Venture Capital
    Venture capital financings:
    Venture capital firms typically earn 20%-30% of the profits generated from a venture capital fund, which is referred to as a:
    An important right that venture capitalists receive in connection with their investment is:
    Pari passu financings:
    Participating preferred stock grants have more favorable terms to venture capitalists than normal preferred stock.
    The largest shareholder in the parent company of MySpace, before it was sold to Fox, was which venture capital firm?
    What clause gives a venture capitalist the right to require the company to repurchase their security on a given date?
    Who was the main early venture capital backer in eBay?
    Name the two primary venture capital firms that invested in Google at an early stage:
    What type of clause do venture capitalists obtain if they want to ensure that major shareholders will vote their way on a sale of the company?
    		   

    IPO
    An IPO in the U.S. must be registered with:

    Business
    In order for a company to sell its share to the public in the US, what do they have to file with the SEC?
    What types of incentive plans are typically given to motivate employees of Silicon Valley companies?
    What is the way that a business can limit the liability of its owners for the debts of the business?
    Warren Buffet is the CEO of:
    Pyramid schemes are also referred to as:
    An "MBO" is a:
    How can I find out if any of the unclaimed assets of a deceased relative belong to me?
    If you suspect or have information about counterfeiting activity, to whom would you report this suspicion?
    "Earnout" clauses are found in:
    The CEO of Google is:
    In merger and acquisition transactions, what is a common mechanism for an acquiror to satisfy its indemnification obligations?
    Who was the founder of Southwest Airlines?
    Who is recognized as the founder of Starbucks?
    IBM stands for "International Broadcast Machines."
    Members of the Board of Directors can be removed by:
    Investment bankers do not provide:
    Who was the founder of Amazon?
    Businesses who wish to enter into a business arrangement sometimes enter into a:
    Which of the following has not been a CEO of GE?
    Corporations must have:
    		   

    Bonds
    What initials are used by Moody's to show the lowest quality of rated bonds?
    A zero coupon bond:
    When purchasing a corporate bond:
    A bond issued by a company in one country and sold on the exchange in another country is called a:
    A municipal bond that is backed by the issuing municipality's power to tax and by its ability to borrow money is called a:
    Bonds whose interest is paid through the issuance of additional bonds are called:
    Corporate bonds:
    The securities document that describes the offering of a municipal security, the issuer of the security and the risk factors is called a:
    Why do municipal bonds appeal to investors in high tax brackets?

    T-Bills
    Which of the following is not accurate?
    		 
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