Can I Have a SEP-IRA if I Also Have a Pension Plan at Work?
Yes. If you are an employee and participate in your employer's retirement plan, you can also contribute to a SEP-IRA if you have self-employment income from a separate business.
The contribution to your SEP-IRA will be determined by your net self-employment income.
See http://www.irs.gov/retirement/article/0,,id=111419,00.html#5
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